Direct Deposit for Refunds

Direct Deposit is a free service that automatically deposits checks from the University of Northern Iowa into any checking or savings account you choose. This service is for financial aid refunds for students. If you have questions regarding your direct deposit for payroll, please visit the Payroll page for more instuctions.  If you are a parent and would like to set up direct deposit for a Parent PLUS loan, please download the Parent Plus Direct Deposit Authorization form here

Signing up for Direct Deposit:

Step 1:

Log into MyUNIverse at myuniverse.uni.edu.  Select "Direct Deposit Sign-up" in the My Page tab.

 sign up or maintain your direct deposit info


Step 2:

To access your direct deposit information, you may have to enroll in Duo Authentication. To enroll in Duo, please follow the prompts, or visit: https://guide.duo.com/enrollment for step-by-step instructions.

   duo's multi-factor popup with buttons


Step 3:

Under your "Finances" section, select "Account Inquiry." 

finances section highlighting account inquiry link


Step 4:

Select the "Account Services" tab, choose "Bank Accounts", and click "Add Account."

account services tab highlighted, showing bank accounts section where you can click 'add account'


Step 5:

Enter the routing number and your bank account number.  Select whether the information you entered is for a checking or savings account. Click "Next."

  • Note: The following fields are required: Nickname, Routing Number, Account Number and Account Holder.  Only one account number can be used. 

 empty fields to enter routing and account numbers


Step 6:

A confirmation displays with the information you entered. Click "Save Direct Deposit Information.

  • To update your direct deposit information, please select "Manage My Bank Accounts" to delete the original account and start at Step 4 to add another bank account.

confirmation of account and routing numbers

If you have any questions about signing up for direct deposit, please contact the Student Accounts team at student.accounts@uni.edu or by phone at 319-273-2164. If you have difficulty using Duo Authentication, please contact the IT Help Desk at 319-273-5555.